Loan for your projects and startup during 21 working days

The loan Application Must be completed, on or before 21 working days from the date of initiation.

1. Pre-approval (Qualifying process)
Our firm will begin a pre-approval process for the business by evaluating its financial history and income of the business. In addition, we will investigate the existing debt of the business and the purpose of the loan. A pre-qualifying process is to help us gain a rough idea of how much the business would be able to borrow and the riskiness of the borrower. The following Documents are requested for this process.

a. A Business Plan/ Feasibility study
b. Key Management personal details of the business
c. Detail of existing loans and other facilities from other Lenders or Banks (if Available)
d. good credit score.
e. Evidence of revenue: Financial Statement such as bank statements are required.
We offer commercial loan at an interest rate of 5% per annum, Financial Guarantee is required to
secure the Loan.

We offer funding to up to 50 million Dollars. Loan Repayment is on a monthly Basis (Principal and Interests). Loan repayment usually starts one – two years after loan closing, this is to enable the business Mature before Loan Repayment Starts.

2. Loan application
After the pre-qualifying process, the business must complete and submit a loan application. In the application, financial statements or similar documents dating back at six months are generally required. This is to help ensure that the business can repay back the loan

3. Review of the loan application
Once the application is submitted, a loan officer will review the application. The loan officer will investigate things such as credit history, the current and projected income of the business, etc.

4. Loan underwriter/Loan committee
If the loan application is approved, it is forwarded to our loan committee.
The loan underwriter reviews all relevant information, the process can take up to a week, and the
business may be required to provide additional documentation during the review.

5. Term sheet
If approved, the processor will present Business with a term sheet. A term sheet is a formal
document that outlines the parties involved, amount of financing, use of the loan, and the interest
rate on the loan.

6. Loan Guarantee.
A financial Guarantee Bond is acceptable to secure the Loan.
It is to be issued by an insurance firm, Covering the Principal and Interests. You can provide one from your end, or we will refer a partnered insurance firm at a moderate rate.

7. Loan closing documents
Upon reviewing the term sheet and submission of the Bond, the complete loan application package is resubmitted to the loan underwriter, the business is required to sign finalized loan documents. The loan is closed and Notarized under the UK’s financial Laws.


1. Loan. Subject to and upon the terms and conditions herein set forth, the Lender shall lend to the Borrower and the Borrower shall borrow from the Lender.

2. Note. All borrowings shall be evidenced by a promissory note to the order of the Lender which will be issued on Closing Day, hereto (the “Note”), in the aggregate principal amount. The Note shall be payable over a specified term, in Monthly installments of interest and Principal. Payment will be effective one year from the Closing date. All accrued interest shall be paid on or before [28th] day of each Month. [The Borrower shall have the right to prepay all or any part of the outstanding principal balance of the Note without penalty.]

3. Events of Default.
3.1 Events of Default. If any one or more of the following events (“Events of Default”) shall occur and be continuing (and whether such occurrence shall be voluntary or involuntary or come about or be effected by operation of law or pursuant to or in compliance with any judgment, decree, or order of any court or any order, rule, or regulation of any administrative or governmental body), the Lender may, at its option, declare the Note to be immediately due and payable, whereupon the maturity of the then unpaid balance of the Note shall be accelerated and the same, together with all interest accrued thereon, shall forthwith become due and payable without presentment, demand, protest, or notice of any kind, all of which are hereby expressly waived, anything contained herein or in the Note to the contrary notwithstanding.

(a) If default shall be made in the due and punctual payment of the principal and interest under the Note, when and as the same shall become due and payable, whether at maturity, by acceleration, or otherwise.

(b) If default shall occur in the payment of any principal, interest, or other amounts due with respect to any indebtedness for borrowed money, subordinated debt, or other debt of the Borrower or under any agreement or instrument under or pursuant to which any such indebtedness, subordinated debt, or other debt may have been issued, created, assumed or guaranteed by the Borrower and such default shall continue for more than the grace period, if any, therein specified, or if any such indebtedness, subordinated debt, or other debt be declared due and payable prior to the stated maturity thereof;

(c) If the Borrower shall admit in writing its inability to pay its debts generally as they become due, file a petition in bankruptcy or a petition to take advantage of any insolvency act; make an assignment for the benefit of creditors; commence a proceeding for the appointment of a receiver, trustee, liquidator, or conservator of itself or of a whole or any substantial part of its property.

3.2 Suits for Enforcement. If any one or more Events of Default shall occur and be continuing, the Lender may proceed to protect and enforce its rights or remedies either by suit in equity, or by action at law, or both, whether for the specific performance of any covenant, agreement or other provision contained herein, in the Note, or in any document or instrument delivered in connection with or pursuant to this Agreement or to enforce the payment of the Note or any other legal or equitable right or remedy.

4. Modification and Waiver. No modification or waiver of any provision of the Note or of this Agreement and no consent by the Lender to any departure therefrom by the Borrower shall be effective unless such modification or waiver shall be in writing and signed by the Lender, and the same shall then be effective only for the period, on the conditions and for the specific instances and purposes specified in such writing. No notice to or demand on the Borrower, in any case, shall entitle the Borrower to any other or further notice or demand in similar or other circumstances.

5. Notices. All notices, requests, demands, or other communications provided for herein shall be in writing and shall be deemed to have been given when sent by registered or certified mail, return receipt requested, addressed to the parties, at the addresses set forth above, or to such other address as either party shall designate to the other from time to time in writing forwarded in like manner. Agreement and shall not be deemed in any manner to modify, explain, enlarge, or restrict any of the provisions of this Agreement.

6. Benefit of Agreement. This Agreement shall be binding upon and inure to the benefit of the Borrower and the Lender and their successors and assigns, and all subsequent holders of the Note.

7. Execution in Counterparts. This Agreement may be executed in counterparts, all of which taken together shall be deemed one original.

8. Collateral Security. The Note shall be insured by a Financial Guarantee issued by an Insurance firm, Covering the Principal and interests.

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