Official Name:  The Republic of the Gambia 


 English, Mandinka, Fula, Wolof, Serer, Jola

  Dalasi (GMD)


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The Gambia, a small West African country, has a rich history, diverse culture, developing economy, and a unique political landscape. From ancient empires to colonization, independence, and democratic transitions, The Gambia’s historical journey has significantly shaped its identity and influenced its current realities.

The Gambia’s history dates back to ancient times when it was inhabited by various ethnic groups, including the Mandinka, Wolof, Fula, and Jola. The region witnessed the rise and fall of powerful empires, such as the Ghana Empire and the Mali Empire. European colonization began in the 15th century, with The Gambia coming under British control in the late 19th century. The country gained independence in 1965 and became a republic in 1970.

The cultural heritage of The Gambia is diverse and reflects the country’s ethnic plurality. Each ethnic group contributes to the vibrant cultural tapestry through its language, traditions, music, dance, and art. The Gambia is renowned for its griot storytelling tradition, which passes down history, values, and wisdom through oral narratives. The country also hosts vibrant cultural festivals, such as the annual Roots Homecoming Festival, celebrating the African diaspora.

The Gambia’s economy is largely based on agriculture, tourism, and remittances. The fertile soil along the banks of the Gambia River supports the cultivation of crops such as peanuts, rice, millet, and vegetables. The country’s picturesque beaches and wildlife attract tourists seeking nature-based experiences. The Gambia also benefits from remittances sent by Gambians living abroad. Efforts are being made to diversify the economy and invest in sectors such as fisheries, manufacturing, and services.

Politically, The Gambia is a presidential republic. The country witnessed a historic democratic transition in 2016 when long-serving President Yahya Jammeh was peacefully replaced by President Adama Barrow following democratic elections. This transition marked a significant turning point for The Gambia’s political landscape, emphasizing the importance of good governance, human rights, and democratic principles.

As The Gambia looks to the future, it faces challenges such as poverty, unemployment, and infrastructure development. The government is implementing initiatives to improve access to education, healthcare, and basic services. The Gambia also actively participates in regional and international organizations, contributing to peacekeeping efforts and promoting regional cooperation.

The history, culture, economy, and politics of The Gambia contribute to its unique identity. While challenges exist, the country’s cultural heritage, natural beauty, and resilient population provide a foundation for its aspirations to achieve stability, economic growth, and social progress. The Gambia’s commitment to democratic governance, sustainable development, and regional collaboration positions it as a country with potential for continued positive change.

Types of Companies in the Gambia


Private Limited Company (Ltd):

    • A private limited company in The Gambia is a separate legal entity with limited liability.
    • Requires a minimum of two directors and at least one shareholder.
    • Financial statements must be audited annually.
    • Suitable for small to medium-sized businesses.

Public Limited Company (Plc):

    • Public limited companies in The Gambia can issue shares to the public and are listed on the stock exchange.
    • Requires a minimum of five directors and a significant amount of capital.
    • Annual financial statements must be audited and disclosed publicly.

Sole Proprietorship:

    • A sole proprietorship is a business owned and operated by a single individual.
    • The owner has unlimited personal liability for the company’s debts and obligations.
    • It is relatively easy to set up and manage, but there is no legal separation between the owner and the business.


    • Partnerships in The Gambia can be general partnerships or limited partnerships.
    • General partnerships have shared liability among partners.
    • Limited partnerships have at least one general partner with unlimited liability and one or more limited partners with liability limited to their investment.

Branch Office:

    • Foreign companies can establish branch offices in The Gambia to conduct business.
    • Branch offices must be registered with the Registrar General’s Department.
    • The parent company retains full liability for the branch’s activities.

Non-Governmental Organizations (NGOs):

    • NGOs in The Gambia are typically established for charitable, humanitarian, or social purposes.
    • They are regulated by the National Council for Civic Education and Development (NCCE).
    • NGOs often operate in various sectors, including education, healthcare, and community development.

Cooperative Societies:

    • Cooperative societies are formed by individuals with common economic interests to pool resources and promote mutual welfare.
    • They are regulated by the Cooperative Department in The Gambia.
    • Cooperatives can operate in sectors such as agriculture, housing, and consumer goods.

Microfinance Institutions:

    • Microfinance institutions provide financial services to low-income individuals and small businesses.
    • They are regulated by the Central Bank of The Gambia and must obtain a license to operate.
    • Microfinance institutions play a crucial role in promoting financial inclusion.

Real Estate Development Companies:

    • Real estate companies engage in property development, construction, and property management.
    • The Gambia has seen growth in real estate due to tourism and economic development.

Tourism and Hospitality Companies:

    • Given its status as a popular tourist destination, The Gambia has numerous tourism and hospitality companies, including hotels, resorts, and tour operators.
    • These businesses cater to both domestic and international tourists.

“Our team can provide assistance if you need help registering a company in the Gambia.”


Common Questions


What is the legal framework for company registration in Gambia?

Company registration in Gambia is governed by the Companies Act.

What types of companies can be registered in Gambia?

You can register various types of companies in Gambia, including private companies, public companies, and foreign companies.

What is the minimum number of shareholders required to register a company in Gambia?

A minimum of two shareholders is required to register a company in Gambia.

What is the minimum share capital requirement for company registration in Gambia?

There is no specific minimum share capital requirement for most types of companies in Gambia.

Can foreigners own 100% of a company in Gambia?

Yes, foreigners can own 100% of a company in Gambia.

What is the process for reserving a company name in Gambia?

You can reserve a company name by submitting a name reservation application to the Registrar of Companies.

How long does it take to reserve a company name in Gambia?

It typically takes 1-2 business days to reserve a company name in Gambia.

What documents are required for company registration in Gambia?

Documents typically required include the Memorandum and Articles of Association, identification of shareholders and directors, and a declaration of compliance.

Can a single person register a company in Gambia?

No, a minimum of two shareholders is required.

What is the role of the Registrar of Companies in Gambia?

The Registrar of Companies is responsible for the registration and regulation of companies in Gambia.

“Our team can provide assistance if you need help registering a company in the Gambia.”


What are the registration fees for a company in Gambia?

Registration fees vary depending on the type and size of the company. It is advisable to check with the Registrar of Companies for the current fees.

Can I register a company online in Gambia?

Yes, the Gambia Revenue Authority provides an online portal for company registration.

How long does it take to register a company in Gambia?

The registration process usually takes between 5-10 business days.

Do I need a local address for my company in Gambia?

Yes, a registered office address in Gambia is required for company registration.

What is the memorandum of association?

The memorandum of association is a document that sets out a company’s objectives and powers.

Can I change my company’s name after registration?

Yes, you can change your company’s name by applying to the Registrar of Companies.

Do I need a business license in addition to company registration?

Depending on your business activities, you may need to obtain specific business licenses in addition to company registration.

What is the corporate tax rate in Gambia?

The corporate tax rate in Gambia is 30%.

Are there any tax incentives for foreign investors in Gambia?

Yes, Gambia offers various tax incentives to attract foreign investment in specific sectors.

Can I open a bank account for my company in Gambia?

Yes, you can open a bank account for your registered company in Gambia.

Are there any restrictions on foreign ownership in certain sectors?

Some sectors may have restrictions on foreign ownership, so it’s essential to research the specific industry regulations.

Can I register a nonprofit organization in Gambia?

Yes, you can register nonprofit organizations under the Companies Act.

What are the reporting requirements for companies in Gambia?

Companies in Gambia must file annual financial statements and other required reports with the Registrar of Companies.

Can I register a branch of a foreign company in Gambia?

Yes, you can register a branch of a foreign company in Gambia.

What is the role of the Gambia Investment and Export Promotion Agency (GIEPA)?

GIEPA promotes and facilitates investment in Gambia and provides support to investors.

Is it mandatory to have a company secretary in Gambia?

Yes, every company in Gambia must appoint a company secretary.

How can I obtain a tax identification number (TIN) for my company?

You can apply for a TIN through the Gambia Revenue Authority.

Can I register a sole proprietorship in Gambia?

Yes, you can register a sole proprietorship in Gambia, but it’s not considered a company.

What is the penalty for late submission of annual returns in Gambia?

Late submission of annual returns can result in fines and penalties.

“Our team can provide assistance if you need help registering a company in the Gambia.”


Can I register a company with a virtual office address?

No, a physical registered office address is required for company registration.

Are there any specific regulations for e-commerce companies in Gambia?

E-commerce companies in Gambia may need to comply with specific regulations related to online business.

Can I register a company with foreign directors and shareholders?

Yes, you can have foreign directors and shareholders in your Gambia-registered company.

Are there any export-import regulations for companies in Gambia?

Yes, companies engaged in import-export activities must comply with customs and trade regulations.

What is the process for appointing directors in a Gambia-registered company?

Directors are appointed by the shareholders and must meet certain eligibility criteria.

Can I register a company as a partnership in Gambia?

Yes, you can register a partnership under the Companies Act.

How can I protect my company’s intellectual property in Gambia?

You can protect intellectual property by registering trademarks, patents, and copyrights with the Intellectual Property Office.

Is it mandatory to hold annual general meetings for companies in Gambia?

Yes, companies are required to hold annual general meetings of shareholders.

Can I register a company with a foreign company name?

It’s possible, but the name should not conflict with any existing trademarks or registered companies in Gambia.

What is the procedure for dissolving a company in Gambia?

The procedure for dissolving a company involves winding up its affairs and liquidating assets according to the Companies Act.

How can I check the availability of a company name in Gambia?

You can check the availability of a company name by searching the Registrar of Companies’ database or using their online portal.

Are there any special incentives for companies engaged in renewable energy in Gambia?

Gambia offers incentives and support for renewable energy projects.

Can a foreign company register a subsidiary in Gambia?

Yes, a foreign company can register a subsidiary in Gambia.

What is the role of the Gambia Chamber of Commerce and Industry?

The chamber promotes business interests and provides support to the business community in Gambia.

Can I transfer shares of my Gambia-registered company?

Yes, you can transfer shares of a Gambia-registered company, but there may be specific procedures to follow.

What are the penalties for non-compliance with company registration requirements in Gambia?

Non-compliance can result in fines, legal action, or even the revocation of the company’s registration.

Are there any tax treaties between Gambia and other countries that can benefit my company?

Gambia has entered into tax treaties with several countries to prevent double taxation.

How can I change the registered office address of my company in Gambia?

You can change the registered office address by submitting a notice to the Registrar of Companies.

“Our team can provide assistance if you need help registering a company in the Gambia.”


Can I register a company as a nonprofit or charitable organization in Gambia?

Yes, you can register nonprofit and charitable organizations under the Companies Act.

What is the role of the Ministry of Justice in company registration?

The Ministry of Justice oversees legal matters related to company registration and compliance.

Are there any specific environmental regulations for companies operating in Gambia?

Companies may need to comply with environmental regulations and obtain necessary permits.

Can I register a company with a foreign currency as share capital?

Yes, you can use a foreign currency as share capital, but it should be converted to Gambian Dalasi for registration purposes.

Can I register a company with a dormant status in Gambia?

Yes, you can register a company as dormant if it’s not actively trading.

What are the requirements for a company to be considered a micro-enterprise in Gambia?

Micro-enterprises in Gambia are defined based on their annual turnover and number of employees. Specific thresholds apply.

Can I register a company as a sole proprietorship or partnership online in Gambia?

Some forms of businesses can be registered online, but others may require physical documentation.

How can I contact the Registrar of Companies in Gambia for more information?

You can contact the Registrar of Companies through their official website or visit their office for assistance.

Major Banks in the Gambia


Standard Chartered Bank Gambia     Website: https://www.sc.com/gm/

Guaranty Trust Bank (GTBank) Gambia    Website: https://www.gtbankgambia.com/

Ecobank Gambia    Website: https://www.ecobank.com/gm/

Trust Bank Gambia    Website: https://www.trustbank.gm/

Zenith Bank Gambia    Website: https://www.zenithbank.gm/

First International Bank (FIBank) Gambia    Website: https://www.fibgambia.com/

Access Bank Gambia    Website: https://www.accessbankgambia.com/

Banjul International Bank (BIB)    Website: http://www.bib.gm/

Afriland First Bank Gambia    Website: https://www.afrilandfirstbankgm.com/

International Commercial Bank (ICB) Gambia    Website: http://icbgambia.com/

Prime Bank Gambia    Website: https://www.primebank.gm/

Al Baraka Bank Gambia    Website: https://www.albaraka.gm/

“Our team can provide assistance if you need to open a bank account in the Gambia.”


The top universities in the Gambia


University of The Gambia (UTG)

    • Website: http://www.utg.edu.gm/
    • Location: Kanifing, The Gambia
    • Major Courses: UTG offers a variety of programs in fields such as business, law, medicine, engineering, agriculture, social sciences, and more.

American International University West Africa (AIUWA)

    • Website: http://www.aiu.edu.gm/
    • Location: Kanifing, The Gambia
    • Major Courses: AIUWA offers programs in business administration, information technology, public health, and more.

Management Development Institute (MDI)

    • Website: https://www.mdi.gov.gm/
    • Location: Kanifing, The Gambia
    • Major Courses: MDI provides training and development programs for public sector employees, including courses in management, finance, and public administration.

University of The Gambia School of Medicine and Allied Health Sciences

    • Website: http://www.utg.edu.gm/
    • Location: Banjul, The Gambia
    • Major Courses: This school offers medical programs for students pursuing careers in medicine and allied health sciences.

International Business College (IBC)

    • Website: http://ibc.gm/
    • Location: Kanifing, The Gambia
    • Major Courses: IBC offers programs in business and information technology.

If you need assistance registering for college or university, our team is here to help.”


Strange or unusual to visitors in the Gambia


Gambian Time: The concept of time in The Gambia can be more relaxed compared to Western countries. Punctuality may not always be strictly observed, and events or meetings may start later than scheduled.

Greetings: Greetings are an essential part of Gambian culture. People often take time to exchange pleasantries and inquire about each other’s well-being before getting to the main point of a conversation.

Dress Code: While The Gambia is relatively liberal in terms of dress compared to some other African countries, visitors are encouraged to dress modestly when in public places, particularly outside tourist areas.

Respect for Elders: Gambians have a strong cultural emphasis on respect for elders. It is customary to show deference to older individuals in various ways, including greetings and gestures.

Drumming and Music: The Gambia has a rich musical tradition, and drumming is an integral part of many ceremonies and celebrations. Visitors may find the rhythms and sounds of Gambian music unique and captivating.

Street Markets: The bustling street markets of The Gambia can be a sensory overload with vibrant colors, a variety of smells, and the cacophony of vendors calling out to potential customers.

Hospitality: Gambians are known for their warmth and hospitality. Visitors might be invited into local homes for meals or refreshments, which is a common and generous gesture.

Food: The Gambian diet includes dishes like yassa (marinated chicken or fish with onions and spices), benachin (a one-pot rice dish with vegetables and protein), and domoda (a peanut stew). Some of these dishes may be new and exciting for visitors.

Transportation: The Gambia’s public transportation system may differ from what visitors are used to, with shared taxis, minibusses, and boats being common modes of travel.

Beach Culture: Tourism is a significant industry in The Gambia, and many visitors are drawn to the country’s beautiful beaches. Beach vendors may approach tourists, offering various goods and services, which can be a unique experience.

Festivals and Celebrations: The Gambia has various cultural festivals and celebrations throughout the year, and visitors might come across these events with colorful processions and traditional dances.


“Tips for Newcomers: Adjusting to Life in the Gambia”


Learn the Local Culture:

    • Take time to understand Gambian customs, traditions, and social norms. Respect for elders, greetings, and communal values are significant in Gambian culture.

Build Relationships:

    • Gambians are known for their friendliness and hospitality. Engage with locals, build relationships, and be open to making new friends. This can provide you with a support network and enrich your experience.

Embrace the Gambian Pace:

    • Life in The Gambia tends to move at a more relaxed pace. Be patient and flexible when it comes to scheduling and time management.

Dress Modestly:

    • While The Gambia is relatively tolerant of different clothing styles, it’s respectful to dress modestly, especially outside tourist areas and when visiting religious sites.

Learn Basic Local Phrases:

    • Learning a few basic phrases in the local languages, such as Wolof or Mandinka, can go a long way in building rapport with locals and enhancing your daily interactions.

Be Prepared for Power Outages:

    • Power outages are relatively common in The Gambia. Consider having backup lighting sources, such as flashlights or candles, and keep devices charged when possible.

Hydrate and Protect from the Sun:

    • The Gambia has a tropical climate, so stay hydrated and protect yourself from the sun by wearing sunscreen, a hat, and light clothing.

Try Gambian Cuisine:

    • Explore the local food scene and try traditional Gambian dishes like benachin, yassa, domoda, and seafood, which are readily available and delicious.

Respect Religious Practices:

    • The Gambia has a predominantly Muslim population. Be respectful of religious practices, such as daily prayers and fasting during Ramadan.

Be Mindful of Health Precautions:

    • Ensure you have access to clean drinking water, take necessary vaccinations before arrival, and consider malaria prophylaxis if recommended by a healthcare professional.


    • Familiarize yourself with the local transportation options, such as shared taxis and minibusses. Negotiate fares in advance if using taxis.

Stay Informed:

    • Keep up with current events and local news to stay informed about any developments or changes that may affect your stay.

Banking and Currency:

    • Familiarize yourself with the local currency, the Gambian Dalasi (GMD), and the banking system. ATMs are readily available in urban areas.

Safety Precautions:

    • While The Gambia is generally safe, exercise common-sense safety precautions, such as safeguarding valuables and being cautious when exploring unfamiliar areas at night.

Embrace the Local Lifestyle:

    • Participate in local events, festivals, and celebrations to immerse yourself in the vibrant culture of The Gambia.

Seek Local Advice:

    • Don’t hesitate to ask for advice or assistance from locals or expatriates who have been living in The Gambia for a while. They can offer valuable insights and guidance.


Necessary phone numbers in the Gambia


  • Police Emergency: 117
  • Fire and Rescue: 118
  • Ambulance Service: 116
  • Traffic Police: 127
  • Royal Victoria Teaching Hospital (RVTH) – Banjul: +220 4228275
  • Edward Francis Small Teaching Hospital (EFSTH) – Banjul: +220 4228231
  • Water and Electricity (NAWEC) Customer Service: +220 9600466
  • Tourist Police: 126
  • Gambia Tourism Board (Tourist Information): +220 4462090
  • Banjul International Airport (BJL) Enquiries: +220 4470301
  • Gambia Ports Authority (Banjul Port): +220 4228401
  • Banjul Ferry Terminal (Gambia Ports Authority): +220 4228395
  • Gambia Immigration Department: +220 4227504
  • Directory Assistance: 150
  • Central Bank of The Gambia: +220 4227113


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